In the collaborative process, a financial neutral is essential for complete knowledge of the current finances and modeling of how the finances could end up. No divorcing parties should be without both of these financial pictures and a CDFA is uniquely trained to provide this information. Hidden assets, property settlements, tax consequences, dividing retirement plans, health care coverage, stock option elections, pension plan valuations are some of the complexities I capture. CDFA's can save clients time and money by aiding them to come up with their own durable agreement. My corporate background, as well as my Financial Coaching business allow me to understand nuances others my not.